Introducing Mints – Path to Personalization & Decentralized Finance

Today we wanted to bring something fresh, in true RefreshMint style, to all our readers. There are two buzzwords that…

There is no money but only views in market.

The staple information which you will hear is that the stock market rose because foreign institutional investors put in more…

Charlie Munger & his learnings from LKY

Charlie Munger is a huge fan of Lee Kuan Yew  (LKY)the founder of Singapore. Below are 5 learnings which Charlie…

A stock broker, who at 65 started a franchise which most Indians know today

The stockbroker is H.T.Parkeh, and the institution is HDFC The Original HDFC H T Parekh (HTP) Hasmukh Thakordas Parekh was…

Best Finances Books In One Sentence

Best Finance Books In one Sentence This post is inspired by Ben Carlson and you can read the post here….

3 Great sports moments and investing in stocks

Its 2015, November and Barcelona are playing against their arch-rivals Real Madrid at their home ground, Bernabeu. At around 9…

Yes Bank FPO: to invest or skip

The RBI superseded the Board of Directors of the bank and imposed a moratorium on YBL from March 05, 2020….

PNB Fraud Scam: Possible root causes

PNB Fraud Scam: DHFL Fraud has been in the news for over last two years now. But today, another bank declared…

Sovereign Gold bonds- The risk

Sovereign Gold Bonds- What is the risk? Anthony Deden is a brilliant fund manager who in this video tells why…

The IPO of the century: PP Waterballs!!

https://www.youtube.com/watch?v=0Q7DPIGgiHs

How to identify corporate frauds?

Frauds are fascinating, almost like work of art. Why? Every time they happen ( and do they happen often) you…

5 Laws for Financial Planning! Number 3 is so hard

73% of salaried consumers feel that they have no Financial Planning and are in no control of the way they…

iPhone at EMI of Rs. 6300. Should you buy on EMI?

It’s 12.30 am, and I surf on Netflix and start watching Vantage Point. A classic pop-corn movie but with an…

5 checks to ensure you make smart investments

This goes back to 2007, markets are going crazy, everyone is making smart investments and my friend Sonika is opening…

The right way to do Financial Planning in 2 minutes

How does financial planning happen today?  The typical process of financial planning involves the following steps. Identifying your risk type…

The Nonsense of Short Term & Long Term Financial Goals

Do you the single most important trait of a successful CFO? It is their ability to balance and fund the…

How Online Money Frauds & Unauthorized Transaction Frauds are happening by Google *Proxima Beta? How to get your Money Back?

In this article, you will learn all about: How this fraud or online money frauds happen How can you avoid…

How to manage your finances in case of a sudden job loss because of COVID? What to do to sail through this turbulent time?

Managing money is not so easy in the best times when economies are booming. Moreover, it becomes even more difficult…

Why building a diversified portfolio is important

However, achieving this is easier said than done. There is NO SINGLE investment that provides you with a high return…

How To Choose The Right Term Insurance

Now most of us knew this before opening this article. However, only a few know when and how to choose…

7 Rules You Should Adhere to While Taking a Personal Loans

Personal loans can be useful in your time of need. Personal loans can fulfil your short-term desires. In a nutshell,…

Smart Tax Planning: 5 Popular Deductions That Could Save You Money

Everybody likes to save money wherever it is possible. However, the money you earn gets taxed whether you like it…

6 Advantages of Mutual Funds You Might Have Never Heard About

Mutual Funds can be the right investment option for anybody. No matter how experienced you are when it comes to…

Our intention to be financially well is worth nothing if we don’t act on it!

#FinanciallyFit  #MakingFinanceFun  #FinancialFreedom We have started the Fun & Finance series with an aim to make finance more fun and…

Small gains are worth more than a large promise in the stock market!

#MarketsAreRisky  #MakingFinanceFun  #FutureIsUnpredictiable We have started the Fun & Finance series with an aim to make finance more fun and…

Money in Savings accounts loses its value over time, Inflation is the silent killer!

#MoneyLosesValueOverTime  #MakingFinanceFun  #InflationKillsIt We have started the Fun & Finance series with an aim to make finance more fun and…

Beware of Mis Selling by Bank RM’s!

#StandupAgainstMisselling  #MakingFinanceFun  #BewareOfMisselling We have started the Fun & Finance series with an aim to make finance more fun and…

Perfectly timing the stock market is impossible!

#TimingStockMarketIsImpossible  #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

Do not underestimate the importance of emergency funds!

#EmergencyFundsAreLifeSavers  #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

5 Super Important Things You Need To Know About Credit Cards

Getting your first credit card is a milestone achievement. You may remember how you felt when you got your first…

Investing in the stock market is all about the right time entry and EXIT!

#RightTimeEntryExit  #MakingFinanceFun    We have started the Fun & Finance series with an aim to make finance more fun and relatable…

Plan spending so you don’t damage your Financial Fitness!

#PlanYourFinances  #MakingFinanceFun  #BeFinancialFit  We have started the Fun & Finance series with an aim to make finance more fun and…

Why Insurance is required at every stage of life!

#HelpYourselfByBuyingInsurance  #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

Past investment return is no guarantee of future success

#Investments #LookAtAllFactors  #MakingFinanceFun  #DontLetYourGuardDown  We have started the Fun & Finance series with an aim to make finance more fun…

There is no shortcut to wealth creation! Take your first step now

#NoShortcutForWealthCreation  #MakingFinanceFun  #StartNow  We have started the Fun & Finance series with an aim to make finance more fun and…

Why do most of the intraday traders end up losing everything!

#VolatileStockMarket  #MakingFinanceFun  #Don’tGetTempted  #HighRisk We have started the Fun & Finance series with an aim to make finance more fun…

Before buying any financial product, Always understand the T&C clearly

#UnderstandT&C  #MakingFinanceFun  #Don’tGetTempted We have started the Fun & Finance series with an aim to make finance more fun and…

Don’t be casual about your finances! Ask for help

#AskForHelp  #MakingFinanceFun  #FinancialAdvisor  We have started the Fun & Finance series with an aim to make finance more fun and…

Avoiding calamities is impossible. Be prepared!!

In this post, I will share a different view on calamities which are inevitable and are beyond any individual’s control….

Diversify Your Portfolio! Do not just rely on volatile Stock Market

#DiversifyYourPortfolio #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

Be Prepared, Emergencies Always Come Unannounced!

#BuildAmEmergencyFund #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

Your 1st Step In The Complex Financial World

#PayingForAnAdvisorIsTheBestInvestment #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

4 Features You Must Check In Your Health Insurance Policy

#InsurersExaggerateClaims #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

Look Out Before Buying Any Financial Products

#QuestionYourAgent – Ask them point-blank – ‘What’s in it for you?’ #MakingFinanceFun #NoMisselling We have started the Fun & Finance…

Sab Mutual Fund SIP Sahi NAHI Hai

#SabMutualFundSIPSahiNahiHai  #MakingFinanceFun We have started the Fun & Finance series with an aim to make finance more fun and relatable…

Differentiate Between Your Fancy & Useful Expenses

#SavingFancyExpenses #MakingFinanceFun In these difficult times, we at RefreshMint have come up with a limited 21 days series. Each day we will try…

5 Things That Rich Know and Middle-Class Don’t

My cousin saves a lot of money and he’s an expert at it. Once he saves 1 Lakh successfully, he…

Mayhem in Markets: This too shall pass

Let me start with an old fable. King Solomon once searched for a cure against depression. He assembled his wise…

Coronavirus Has Crushed Markets Globally. Do Not Let It Crush You.

Global markets plummet as fear of coronavirus increases. Indian Stock markets are no better than any other market in handling…

Is Yes Bank’s Redemption Possible?

After being put under a moratorium, Yes Bank’s share fell to a 10-year low of ₹5.65 on 6th march.  After…

Nifty 50 PE Ratio Declines Sharply Due To Coronavirus Fears

Source: NSE, 2020 Nifty P/E ratio  Date  P/E Ratio 14th Jan 2020 28.67 16th Mar 2020 20.93  19th Mar 2020…

SBI Cards’ 1st Day In The Market

SBI Cards opened at ₹661 at a discount of 12.45% from issue price (₹755).  The share touched ₹754.96 in the…

5 Things Millennials must do to be recession ready

Moreover, most millennials have insufficient emergency funds which make their cushion thinner relative to older people in times of recession.  …

The Economic Impact of Coronavirus

More than 1.2 Lakh people have been affected by coronavirus globally. Daily activities have come to a halt as people…

SBI Cards IPO: How To Maximise Your Gains

The much-awaited and talked about IPO of 2020 – SBI Cards IPO opened on 2nd March 2020. The IPO has a lot…

New Tax vs. Old Tax Structure: Which One Should You Opt For?

Calculating tax isn’t that complicated. It’s quite simple – or at least the basics are. You don’t have to be…

‘Thalinomics’ – Understanding India’s Inflation from a Thali

All of us must have heard the word  ‘inflation’. Some might say it is bad for the economy, some say...

Easy Explanation about Mutual Funds in the Cricket way

Investing in mutual funds can be complicated and cutting through complex details is scary. This makes investing look like an…

Can real estate be a great investment in an era of stocks?

Real Estate vs. Stocks Distinguishing between real estate and stocks is like comparing apples with oranges.(Boykin, 2019) Both are fundamentally...

5 Hacks to save money without doing anything

1. Beat the urge to buy by changing your view Beat the urge to Buy Your emotions play a significant…

The Indian Equity Markets ignore economic fundamentals

Sensex and Nifty break all resistances Lately, India’s leading equity market indices – Sensex and Nifty – have been setting…

The Great Indian Economic Slowdown

Identifying the slowdown The Indian economy has started showing signs of a slowdown after an unprecedented and prolonged growth streak....

Do not spend like most young adults

As a young adult, it is important to plan your expenses and savings in a manner that compliments your financial...

7 ways to Upskill Yourself for your dream job

In a report on higher education, half of the recent graduates are not using the skills they learned in college…

Top 4 characteristics that make millennials stand-out

Millennials as positioned to re-shape our economy as they enter their prime earning and spending years. Indian millennials stand-out from…

Top 3 reasons Millennials are stressed about?

It is noticed in a survey that 95% of Indian millennials are feeling stressed [1] Almost 23% of millennials have reported…

What is Deposit Insurance? Why do you need one?

What is deposit insurance? It is the insurance of your bank deposits. You can not buy it from the market…

5 mistakes to avoid while buying life insurance policy

Term life insurance is one of the foundation pillars of our financial lives. It becomes more important to have a...

Loans & Mis-Selling

As you are aware, all financial products are getting mis-sold these days. LiveMint published an article in Dec’19 stating despite...

How to avoid companies which fall in price by 80% !!!

Fall in Price by 80% and causing losses is news which we keep hearing. In this guest post by By Nooresh…

“Save Tax”: Misselling in the name of Tax Saving

This is an interesting story that highlights how financial products under the disguise of “Save Tax” tags are being mis-sold…

Increase Your Salary: 3 point checklist on maximizing tax deductions.

You can increase your salaries by doing some basic checks on tax benefits HRA Check–> Increase your salary by availing…

It’s a Loan!! What is something which doesn’t look like a loan, but is?

What is something which does not look like a loan, but is? The answer is CASH withdrawn from a credit…

Signs that EMI’s now dominate your life

EMI’s (Equated Monthly Installments) are a great tool to manage your cash flow. You can get almost everything on EMIs,...

Are mutual funds a safe investment?

Misselling of Financial Products by Relationship Managers

Misselling and Relationship Managers (RM): As soon as you open a bank account, or take a mutual fund or insurance…

Personal Loan or Credit Card! How To Choose Between Them?

The finance world is full of Personal Loan and Credit Card advertisements. Remember those amazing looking vacation ads. Below are...

When to buy Mutual Funds?

You will keep seeing ads which tell the right time to buy Mutual Funds is now. Also, most of them...

No Cost EMI is not really no Cost

No cost EMI has changed the way consumers purchase products. Buying the next electronic or furniture by paying money in…

Mutual Fund Sahi Nahin Hai

Mutual fund's ad from AMFI with the tag line “Mutual Fund Sahi Hai” is a great one. It resonates with...